They shut down my credit card!

Yes, yet another addiction – the credit card. This weekend I went to pay for a movie and my card was declined.  I immediately called and was told it was flagged for a purchase which I actually had not made! Amazing that they caught it. So, after multiple calls (and giving them all the required information) they said they would send me a new card in … FIVE TO SEVEN BUSINESS DAYS!!! What the heck! Are you kidding?

Any idea how inconvenient this is?  Who lives without a credit card these days? Getting gas now requires that I actually get out of the car and walk all they way into the building to pay for my gas … yea, just as it starts snowing!  Going to the grocery store now requires a list and a calculator!  And, going to that big red bullseye retailer?  Forget it.  I can’t get in and out with enough cash in my pocket.

This begs the question: why don’t I have more than one credit card?  Isn’t it the American way to have multiple cards?  One for miles, one for your favorite grocery store where you get 10% back on purchases, one for your favorite gas station, and a fourth just for good measure?

Well, I’ve always been lean about that sort of thing. Comes from my days of working my way through college and law school. Cards could be dangerous. I saw them crush some people and I didn’t want that to be me. When I got divorced, I decided one was enough and had a nice card-cutting party.

So, I’ve got a few more days to go. If anyone wants to treat for lunch or dinner this is your chance! I guess I should look at this as a lesson in how easy it is to spend money without thinking.   I guess I’ll be un-American for a few more days.

Have a great day!

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